Private Retirement Schemes (PRS) is a voluntary long-term savings and investment scheme designed to help you save more for your retirement. PRS seek to enhance choices available for all Malaysians whether employed or self-employed to supplement their retirement savings under a well-structured and regulated environment. It is open to foreigners residing in Malaysia as well. PRS offers a choice of retirement funds from which individuals may choose to invest in based on their own retirement needs, goals and risk appetite. PRS is regulated by the Securities Commission Malaysia (SC). AIA Pension and Asset Management Sdn. Bhd. (APAM) is the provider for AIA PRS which is an approved pension scheme governed by the SC. APAM is one of the leading PRS providers in Malaysia today. We are a long-term investment specialist, offering a selection of conventional and Shariah-compliant funds that not only complement AIA’s comprehensive suite of products, but also provide life planning solutions that look after our customers’ retirement savings needs. The PRS aims to encourage individuals to take an active role in planning for their retirement by providing them with a flexible and tax-efficient savings and investment platform.